A better, more affordable option for self-funded employers
Promise Health Plan created one of the nation’s first provider-sponsored Medical Stop-loss (MSL) captive products for small to medium-sized businesses. By lessening the volatility of medical stop-loss prices year after year, our Clinically Integrated Captive gives local businesses the opportunity to more confidently self-fund their healthcare insurance when it previously may not have been possible.
A MSL captive pools small to medium-sized employers together to share risk while offering a protective overlay against catastrophic claims. With our plan, smaller employers have a sustainable and affordable way to enjoy all the perks of self-funding with the high-quality care of a value-based care provider network.
Benefits for Employer Customers
Our Clinically Integrated Captive makes self-funding possible when it previously may not have been an option. For the employers already self-funding, our goal is to make medical stop-loss insurance more affordable.
More efficient use of your premium dollars
Reduced risk from stop-loss protection
Savings opportunities on premiums, TPA costs and care
Receive the same high quality care coverage as with traditional carriers
Access to data-driven health interventions
Opportunity to pool risk with other like-minded businesses